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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

A personal loan just for you

Need a little extra cash for your personal goals? Liberty Savings Bank offers a personal unsecured loan, meaning you won’t have to put up any collateral. Looking to pay off or consolidate debt? Getting prepared for hurricane season? We’ve got you covered!

 

Get funded in as fast as 2-3 business days.²

Low cost. No early payoff fee.

Two easy ways to get started:

    1. Call 800-892-8846
    2. Fill out the short form on this page

 

Get the cash you need

Credit-Cards

Consolidate Credit Card Debt
 When you take out a personal loan to consolidate your credit cards, you use the funds to replace your high-interest credit card debt. You may also be able to save more each month with a lower interest rate. Then, you start making payments on your credit card consolidation loan until you reach your payoff date.

 

 


 

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Home improvements

A home improvement loan is a type of personal loan you can use to get funds for home repairs and projects. Liberty offers unsecured loans for home improvement, which means you don't need to back up your loan with collateral.

 

 


 

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Disaster repair and renovation

Have damage from a hurricane? Want to install a home generator system or impact windows, or a hurricane-proof roof? A disaster repair and renovation loan is a type of personal loan you can use to get funds for home repairs and projects. Liberty offers unsecured loans for home improvement, which means you don't need to back up your loan with collateral.

 

 


 

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screened-in pool

Want to make your Florida home a destination for friends and family? A screened-in pool is a home improvement that will generate memories for a lifetime. With a screened-in pool loan, you can get funds for home repairs and projects. Liberty offers unsecured loans for home improvement, which means you don't need to back up your loan with collateral.

 

 


 

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Golf Cart loans, wedding loans, medical Expense loans, + more 

You are unique. You may need a Golf Cart Loan, Wedding Loan, Medical Expense Loan, or something else.  Liberty Savings Bank offers unsecured loans for your personal needs, which means you don't need to back up your loan with collateral.

 

Why choose Liberty for a personal loan?

fast money2-08

flexible loan
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You can get a personal loan from $5,000 to $50,000.


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fixed rates
and terms3

Choose between personal loans in 3-year, 5-year terms, with fixed rates.

Mortgageno prepayment
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You can prepay your loan at any time with no fee or penalty.



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great
service

 Liberty has deep experience and is dedicated to helping you with your unique needs.

 



"This is by far the most pleasant bank I have worked with. The staff is friendly and accommodating. They keep me informed of the latest banking opportunities with full knowledge of the details. I appreciate being recognized when I'm there. It's more like visiting family than a business institution."

Kelly, Bradenton FL - Google Review


 

How to easily apply for a personal loan in 3 steps

CALL 800-892-8846

Contact your Liberty personal loan specialist.


choose your loan1

Select your desired personal loan amount and preferred loan term.

Get Funded2

Loans fund within 2-3 business days.


1. This loan product is only available for Florida residents. You must have a Liberty Savings Bank, FSB checking account. Loan payments must be made via automatic withdrawal from the Liberty Savings Bank, FSB checking account. Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount.

2. If you accept your loan after 3:00 PM EST, (not including weekends or holidays), your funds will be sent on the next business day.

3. An example of payment terms for this loan program is as follows: Based on a loan amount of $25,000.00 for a term of 60 months, with an interest rate of 10.50%, an origination fee of $250.00, the monthly payment is $537.35, and the APR is 10.937%. There is no prepayment penalty. Your interest rate and APR are based on the Prime Rate plus a margin determined by your credit score. An origination fee of 1% of the loan amount will be deducted from your loan proceeds at the time of funding.