Could you save thousands over the lifetime of your loan?

Record low rates from Liberty make it easy. Choose the option below that fits you.

HAVE A 15-YEAR LOAN? YOU COULD SAVE over $8,700 OVER THE LIFE OF YOUR MORTGAGE.

$200,000 Loan Balance with 75% Loan-To-Value New Rate Sample Rate
15 year Fixed Rate* 3.000% 3.500%
Prepaid Finance Charges $1786.84 $1,871.77
Principal & Interest Payment $1381.16 $1,429.77
Annual Percentage Rate (APR) 3.129% 3.637%
Savings Per Month $48.61 -
Savings Per Year $583.32 -
Savings Over the Life of the Loan $8,749.80 -

 

HAVE A 30-YEAR MORTGAGE? YOU COULD SAVE MORE THAN $15,000 OVER THE LIFE OF YOUR LOAN.

$200,000 Loan Balance with 75% Loan-To-Value New Rate Sample Rate
30 year Fixed Rate* 3.500% 3.875%
Prepaid Finance Charges $1,871.77 $1,935.47
Principal & Interest Payment $898.09 $940.47
Annual Percentage Rate (APR) 3.576% 3.955%
Savings Per Month $42.38 -
Savings Per Year $508.56 -
Savings Over the Life of the Loan $15,256.80 -

 

WANT TO CUSTOMIZE THE LENGTH OF YOUR LOAN?

Are you seven years into a 30-year mortgage? We can provide custom mortgage lengths to fit your goals. Contact us using the form above and we will create the term you need. 

compare and Save!

Contact our Mortgage Loan Officers. They will give you a free rate comparison and show you how you could save by refinancing your mortgage now. They can also provide custom mortgage lengths to fit your goals.

Savings

take Cash out

Renovate your bathroom or kitchen or pay down high interest credit card debt.

Savings

Lower your payment

Take those extra dollars and save for your kid's college or plan for your retirement

Savings

shorten the life of your loan

We can provide custom mortgage lengths to fit your goals.

Frequently Asked Questions

Call the bank that has your mortgage loan. They will be able to tell you your rate and how many years you have left on your loan.

Our rates are very competitive. However, you will find that rates are dependent on a lot of factors. In addition to the market and economic factors, the rates you’re offered also depend largely on your unique financial situation. Your credit score, credit history, debts, income, and other considerations will all play a role in how low your rate is.

 

You are charged nothing to determine your rate. Richard and Megan are happy to help. They will recommend the best options that fit you. You can also apply online to get things started. 

This is a general list of the items you may need:

  • Social security number 
  • Proof of employment
  • Proof of income
  • Tax documents
  • Place of Residence
  • Bank account information
  • Credit information
  • Monthly expenses

We have been located in Florida for over 24 years with branches in Venice, Sarasota, and Bradenton.

While our branches are located in Florida, we work with customers on mortgages nationally. We can work with you in person, online, by phone or email.

Liberty has been a community bank for over 129 years. We may not be as well-known and don’t have huge advertising budgets like the mega-banks. Instead, we give consumers more value as well as the confidence of federally backed FDIC insurance and a Bauer Five Star Rating.

★★★★★

"You could not find a nicer group of people than these folks. Anyone and everyone at the branch is happy to help no matter the issue or the time it takes. I have been a customer (personal and business) for about 10 years, this is how a bank should be."
- Ted

Why have your mortgage with us?

Partnerships

Local

Our team lives and works in Sarasota/Manatee County. We know the local mortgage market as well as the best places to fish. 

Informed

Experienced

With both the front office and back office knowledge, you are working with a mortgage professional who will make things easy for you.

RefinanceSave

selection

We recommend the best solution from a large selection of mortgages. As a result, you land the best deal.

Mortgage

Highly rated

Banking with an FDIC accredited and Bauer 5-star rated institution gives you confidence that your loan is secure.

* Rates subject to change without notice. Some state and county maximum loan amount restrictions may apply.

† Principal & interest payment does not include taxes and insurance.

Liberty Savings Bank, FSB, NMLS #408905; www.NMLSConsumerAccess.org. Equal Housing Lender. Federally Chartered Institution. Conditions may apply.

Liberty Savings Bank, FSB, 2323 Stickney Point Road, Sarasota  FL 34231