1. To earn the interest rate(s) disclosed above, you must have a Big Interest Checking account and meet specific qualification criteria. You must i) be enrolled in our electronic statement delivery product (eStatements), and ii) must have completed 12 debit card transactions (excluding ATM transactions) each monthly statement cycle using the Debit Card(s) linked to this account. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive an Annual Percentage Yield or APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) When Big Interest Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective as of 3/4/24 and are subject to change without notice.
1a. To earn the rewards rate on a Big Interest Savings account, you must have a Big Interest Checking Account or a Big Interest Gold Account and meet specific reward qualification criteria to earn the reward interest rate(s) disclosed, the account must i) be enrolled in our electronic statement delivery product (eStatements); and ii) must have 12 completed Liberty Visa® debit card transactions by the last business day of the month (qualification cycle) using the Liberty Visa® debit card(s) linked to the account. This means the 12 transactions must have cleared the account, not be in pending status and excluding ATM transactions. When the qualifications above are met during a monthly qualification cycle, Big Interest Savings account balances up to $50,000 receive APY (Annual Percentage Yield) of 4.00%, and balances of over $50,000 earn 1.00% APY on the portion of balance over $50,000. When either Big Interest Account qualifications are not met, all balances in your Big Interest Savings account earn 0.05% APY. Rates are effective 4/12/24 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings.
2. CD Specials: $25,000 or more, new money. Rates as of 3/4/24. This is a limited-time offer and is subject to change. APY=Annual Percentage Yield. Penalty for early withdrawal.
3. Advantage Plus banking. Rates as of 3/4/24 on the Bank of America website.
4. Everyday Checking. Rates as of 3/4/24 on the Wells Fargo website.
5. Truist Fundamental Checking. Rates as of 3/4/24 on the Truist website.
6. Chase Total Checking. Rates as of 3/4/24 on the Chase website.
7. Lifegreen Checking. Rates as of 3/4/24 on the Regions website.
8. Standard Rates as of 3/4/24.
9. Bank of America Advantage Savings. Rates as of 3/4/24 on the BoA website.
10. Wells Fargo Way2save savings. Rates as of 3/4/24 on the Wells Fargo Website.
11. Truist Online Savings Account. Rates as of 3/4/24 on the Truist website.
12. Chase Premier Savings Account. Rates as of 3/4/24 on the Chase website.
13. Regions Lifegreen Savings Account. Rates as of 3/4/24 on the Regions Website.