*To earn the rewards rate of 5%APY on your Rewards Savings balance, guaranteed for 6 months (six full statement cycles) from account opening: i) You must have a qualified checking account (Freedom Gold Checking, or Big Interest Gold Checking, or 50 Freedom Gold Checking) ii) have government Issued or Payroll Direct Deposit into your checking account (within one full calendar month from account opening). iii) pay a monthly maintenance fee of $4.00. If you do not meet the reward qualification criteria during the monthly qualification cycle, a default APY of 0.15% will be paid on the entire balance of the Rewards Savings account for that qualification cycle. Rates are effective 10/15/24 and are subject to change without notice. APY= Annual Percentage Yield. Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings.
1 Free for a year safe deposit boxes are 3 in x 5 in x 24 in and are subject to availability.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Accidental Death & Dismemberment insurance document is enclosed. All other Guides to Benefit and insurance documents can be found online at eClubOnline.net, or through the eClub mobile app. If you wish to name a beneficiary for accidental death and dismemberment insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account holder, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please visit www.eClubOnline.net or call 866-210-0361.
3 Credit file monitoring will take several days to begin following activation.
4 Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
5 IDPROTECT® service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.
Liberty Savings Bank, F.S.B., Member FDIC.
