1 Your account must meet specific qualification criteria to earn the interest rate(s) disclosed above. To earn the rewards rate, your Big Interest GOLD Checking account, you must i) pay a $4.00 monthly fee ii) be enrolled in our electronic statement delivery product (eStatements); and iii) must have 12 completed transactions each monthly statement cycle using the Debit Card(s) linked to this account (excluding ATM transactions). To earn the rewards rate on your Big Interest GOLD Savings account, you must have a Big Interest GOLD Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest GOLD Savings account balances up to $50,000 receive APY of 0.50%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest GOLD Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 7.11.23 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings. The descriptions here are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance. Some benefits require registration/activation. Liberty Savings Bank, F.S.B., Member FDIC.
2 Some benefits require registration/activation. Replacement Liberty Visa® Debit Cards are $10 each.
3 Rates as of 5.5.23 and found on each institution's website.
4 Waiving fees has requirements
5 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.
* The FDIC National Average APY for an interest-bearing checking account is 0.07% APY as of 7.11.23 for balances under $100,000.
† Based on a $25,000 balance and meeting account qualifications
†† Based on a $50,000 balance and meeting account qualifications