Big Interest GOLD

Additional Features

When you sign up for BIG INTEREST GOLD, you sign up for all the features that come with it.²  These features include

• CardValet service protects your debit and credit cards through your mobile device by receiving alerts and defining when, where, and how your payment cards are used.
• Account-to-account transfers included.
• Notary services are available at our branches.
• Electronic statements are included.
• Liberty is FDIC-INSURED . This gives you the confidence that your deposits up to $250,000 are safe and protected.

• ★★★★★ service. Liberty has received hundreds of five-star reviews from our customers

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The Proof is in the Numbers

*Your account must meet specific reward qualification criteria to earn the reward interest rate(s) disclosed, the account must i) be enrolled in our electronic statement delivery product (eStatements); and ii) must have 12 completed Liberty Visa® debit card transactions by the last business day of the month (qualification cycle) using the Liberty Visa® debit card(s) linked to the account.  This means the 12 transactions must have cleared your account, not be in pending status and excluding ATM transactions.   To earn the rewards rate on your BIG INTEREST SAVINGS account, you must have a BIG INTEREST GOLD Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY (Annual Percentage Yield) of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) BIG INTEREST SAVINGS account balances up to $50,000 receive APY of 4.00%, and balances of over $50,000 earn 1.00% APY on the portion of your balance over $50,000. (3) When BIG INTEREST GOLD Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 4/12/24 and are subject to change without notice. BIG INTEREST GOLD Checking requires $100 deposit to open and BIG INTEREST SAVINGS requires $10 deposit to open, however these funds are available to you after account opening. (4) Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings. 
2 The descriptions here are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance. Some benefits require registration/activation.
3 Rates as of 4/12/24 and found on each institution's website.
4 Waiving fees has requirements.
5 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.
8 Subject to availability. Message and data rates may apply. You must apply for Mobile Deposit. 
9 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
10 Requires $100 deposit to open, however these funds are available to you after account opening. There is no minimum balance and a nominal $4.00 monthly fee after the initial 90 day free promotional period.
11 Replacement Liberty Visa® Debit Cards are $10 each.
12 Click on the link to locate the 55,000+ surcharge-FREE ATMs in the Allpoint network near you.
† Based on a $50,000 balance and meeting account qualifications.