Your best value
The Big Interest GOLD Bundle account offers 1.00% APY1 on checking balances up to $25,000 and offers an add-on savings account that offers 0.50% APY1 on savings balances. In addition, the GOLD account is loaded with additional benefits like Identity Theft Protection, Cell Phone Protection, Cash Back, plus Additional Rewards.1 To get the reward rates and additional benefits there is a low $4.00 monthly fee and you need to make 12 debit card transactions each monthly statement cycle (excluding ATM transactions), of any amount, and receive your bank statements by email. This account has features that benefit everyone.
To begin the secure opening process, please submit this form. (*required field)
You can earn 14x the national average on checking .*
It's included with GOLD. Don't fall victim to scam artists who defraud millions of people each year.
The GOLD account also has Cell Phone Protection, Cash Back, plus Additional Rewards.1
| Interest Rate | Monthly Fee | Pays You Each Year | |
| Liberty Savings Bank Big Interest Gold Checking (with additional benefits) |
1.00%APY1 | $4.00/mo | $250.00† |
|
Liberty Savings Bank |
0.50%APY1 | $0/mo | $250.00†† |
| Bank of America Advantage Plus Checking |
0.00%APY3 | $0-12.00/mo4 | $0.00† |
| Chase Premier Plus Checking |
0.01%APY3 | $0-25.00/mo4 | $2.50† |
| Wells Fargo Everyday Checking |
0.00-0.01%APY3 | $0-$10.00/mo4 | $0.00† |
We have been located in Florida for over 25 years and have a network of 55,000+ surcharge-free Allpoint ATMs nationwide. We offer both online account opening options as well as branch assistance. Our five Florida branches are located in Venice, Sarasota, and Bradenton.
With our online account opening experience and our dedicated, service and support team we are able to provide the same level of customer experience to our Florida online customers as we do our Florida branch customers.
Liberty has been a community bank for over 129 years. We may not be as well-known and don’t have huge advertising budgets like the mega-banks. Instead, we give consumers more value like the Big Interest Gold Bundle account as well as the confidence of federally backed FDIC insurance.
The Big Interest GOLD Bundle account offers 1.00% APY1 on checking balances up to $25,000 and an add-on savvings account that offers 0.50% APY1 on savings balances. In addition, the GOLD account is loaded with additional rewards like Identity Theft Protection1, Cell Phone Protection1, Cash Back1, plus Additional Rewards.1 To get the reward rates and additional benefits, there is a low $4.00 monthly fee and you need to make 12 debit card transactions each monthly statement cycle (excluding ATM transactions), of any amount, and receive your bank statements by email. This account has features that benefit everyone.
We require $100 to open the checking account and $10 to open the add-on savings account, but you can draw on those amounts after opening and there is no minimum balance.
Easily. This account is packed with value. In addition to Identity Theft Protection1, you can get Cash Back1 member rewards that more than pay for the monthly fee. Call your local branch for more details.
Conveniently access ATMs at home and on the go. Liberty provides customers with use of Allpoint nationwide network of ATMs—free of charge.
The Liberty Team has deep experience and is dedicated to helping you online, on the phone, in the drive thru, and in person with your unique financial needs.
Convenience in banking is key. Use our mobile app2 to view your account balance, transfer money to other accounts, and more.
Liberty is a fdic accredited bank. This gives you the confidence that your assets are safe and protected.
★★★★★
“For the first time in my life, I believe I have my very own personal banker who is there to help watch over my financial interests. I so appreciate your attention to detail and professionalism.”
— Theresa, Checking and Savings Customer
1 Your account must meet specific qualification criteria to earn the interest rate(s) disclosed above. To earn the rewards rate, your Big Interest GOLD Checking account, you must i) pay a $4.00 monthly fee ii) be enrolled in our electronic statement delivery product (eStatements); and iii) must have 12 completed transactions each monthly statement cycle using the Debit Card(s) linked to this account (excluding ATM transactions). To earn the rewards rate on your Big Interest GOLD Savings account, you must have a Big Interest GOLD Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest GOLD Savings account balances up to $50,000 receive APY of 0.50%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest GOLD Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 7.11.23 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings. The descriptions here are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance. Some benefits require registration/activation. Liberty Savings Bank, F.S.B., Member FDIC.
2 Some benefits require registration/activation. Replacement Liberty Visa® Debit Cards are $10 each.
3 Rates as of 5.5.23 and found on each institution's website.
4 Waiving fees has requirements
5 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.
* The FDIC National Average APY for an interest-bearing checking account is 0.07% APY as of 7.11.23 for balances under $100,000.
† Based on a $25,000 balance and meeting account qualifications
†† Based on a $50,000 balance and meeting account qualifications
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