You can earn 1.00% APY1 which is 20x-25x the national average*...plus more!

The Big Interest GOLD Bundle account offers 1.00% APY1 on checking balances up to $25,000 and offers 1.00% APY1 on savings balances up to $50,000. In addition the GOLD account is loaded with additional benefits like Identity Theft Protection, Cell Phone Protection, Cash Back, plus Additional Rewards.1 To get the reward rates and additional benefits there is a low $4.00 monthly fee and you need to make 12 debit card transactions each monthly statement cycle (excluding ATM transactions), of any amount, and receive your bank statements by email. This account has features that benefit everyone.

START EARNING INTEREST AND EXTRA BENEFITS TODAY!

To begin the secure opening process, please submit this form.  (*required field)

MoneySavings

1.00% APY1
on CHECKING and savings

You can earn 20x-25x the national average.* 

Identity Theft

IDENTITY THEFT PROTECTION1

It's included with GOLD. Don't fall victim to scam artists who defraud millions of people each year.
  

Mortgage

LOADED WITH MORE FEATURES

The GOLD account also has Cell Phone Protection, Cash Back, plus Additional Rewards.1

Get these Big Interest GOLD Bundle features

  • A checking account that offers 1.00% APY1 on balances up to $25,000
  • A savings account that offers 1.00% APY1 on balances up to $50,000
  • Free Liberty uChoose® Rewards Mastercard Debit Card2
  • Free Online and Mobile Banking, Deposit, Bill Pay2
  • Free Access To 55,000+ Surcharge-Free ATM Machines
  • Free Cardvalet service that protects your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used.2
  • Account to Account Transfer
  • Notary Service
  • eStatements2
  • FDIC Insured

PLUS these additional GOLD features

  • IDprotect®1
  • Identity Theft Expense Reimbursement Coverage1
  • Debit and Credit Card Registration1
  • 3-In-1 Credit File Monitoring1
  • Online Identity Theft News Center and Valuable Phone and Web Resources1
  • Cellular Telephone Protection1
  • Money-Saving Discounts from Thousands of Local and National Businesses1
  • Cash Back Member Rewards1
  • 3-In-1 Credit Report1
  • Accidental Death & Dismemberment Insurance1

Compare Liberty to other bank accounts

  Interest Rate Monthly Fee Pays You Each Year
Liberty Savings Bank
Big Interest Gold Checking 
(with additional benefits)
1.00%APY1 $4.00/mo $250.00

Liberty Savings Bank
Big Interest Gold Savings

1.00%APY1 $0/mo $500.00
Bank of America
Advantage Plus Banking
0.01%APY3 $0-12.00/mo4 $2.50
Chase
Premier Plus Checking
0.01%APY3 $0-12.00/mo4 $2.50
Wells Fargo
Everyday Checking
0.00-0.01%APY3 $0-$10.00/mo4 $0.00-2.50

We are a Florida Community Bank

We have been located in Florida for over 25 years and have a network of 55,000+ surcharge-free Allpoint ATMs nationwide. We offer both online account opening options as well as branch assistance. Our five Florida branches are located in Venice, Sarasota, and Bradenton.

With our online account opening experience and our dedicated, service and support team we are able to provide the same level of customer experience to our Florida online customers as we do our Florida branch customers.

Liberty has been a community bank for over 129 years. We may not be as well-known and don’t have huge advertising budgets like the mega-banks. Instead, we give consumers more value like the Big Interest Gold Bundle account as well as the confidence of federally backed FDIC insurance.

The Big Interest GOLD Bundle account offers 1.00% APY1 on checking balances up to $25,000 and offers 1.00% APY1 on savings balances up to $50,000. In addition, the GOLD account is loaded with additional rewards like Identity Theft Protection1, Cell Phone Protection1, Cash Back1, plus Additional Rewards.1 To get the reward rates and additional benefits, there is a low $4.00 monthly fee and you need to make 12 debit card transactions each monthly statement cycle (excluding ATM transactions), of any amount, and receive your bank statements by email. This account has features that benefit everyone.

We require $100 to open the checking account and $10 to open the savings account, but you can draw on those amounts after opening and there is no minimum balance.

Easily. This account is packed with value. In addition to Identity Theft Protection1, you can get Cash Back1 member rewards that more than pay for the monthly fee. Call your local branch for more details. 

You can easily open a Big Interest Bundle account online or in-person at one of our branches. Opening an account online is the easiest and fastest way to get started with your new account!

Start saving

Why bank with us?

ATM

55,000+ fee Free atms

Conveniently access ATMs at home and on the go. Liberty provides customers with use of Allpoint nationwide network of ATMs—free of charge.

OntheGo

Get
Rewards

Use your new Mastercard™ Debit Card2 with UChoose® at hundreds of your favorite brand-name retailers in the program and earn points with purchases.

BankonGo

BANKING ON
THE GO

Convenience in banking is key. Use our mobile app2 to view your account balance, transfer money to other accounts, and more.

CS

Super Secure


Liberty is a fdic accredited  bank. This gives you the confidence that your assets are safe and protected.



★★★★★ 
“For the first time in my life, I believe I have my very own personal banker who is there to help watch over my financial interests.  I so appreciate your attention to detail and professionalism.”
— Theresa,
Checking and Savings Customer

1 Your account must meet specific qualification criteria to earn the interest rate(s) disclosed above. To earn the rewards rate, your Big Interest GOLD Checking account, you must i) pay a $4.00 monthly fee ii) be enrolled in our electronic statement delivery product (eStatements); and iii) must have 12 completed transactions each monthly statement cycle using the MasterCard Debit Card(s) linked to this account (excluding ATM transactions). To earn the rewards rate on your Big Interest GOLD Savings account, you must have a Big Interest GOLD Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest GOLD Savings account balances up to $50,000 receive APY of 1.00%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest GOLD Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 11.1.20 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings. The descriptions here are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance. Some benefits require registration/activation. Liberty Savings Bank, F.S.B., Member FDIC.

2 Some benefits require registration/activation.

3 Rates as of 9/30/20 and found on each institutions website.

4 Waiving fees has requirements

* The FDIC National Average APY for an interest-bearing checking account is 0.04% APY as of 9/22/2020 for balances under $100,000. The FDIC National Average APY for a 12-month CD is 0.19% APY as of 9/22/2020 for balances under $100,000. 

Based on a $25,000 balance and meeting account qualifications

†† Based on a $50,000 balance and meeting account qualifications