--- title: Personal Checking Accounts | Liberty Savings Bank In Southwest Florida description: Liberty offers a variety of full-featured checking accounts. Pick the one that fits you! --- - [News & Insights](https://www.libertysavingsbank.com/news-insights/) - [ATM Locations](https://www.libertysavingsbank.com/atm-locations/) - [Financial Centers](https://www.libertysavingsbank.com/locations/) - [Careers](https://www.libertysavingsbank.com/careers/) - [Online & Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [About Us](https://www.libertysavingsbank.com/about-liberty-savings/) - [Contact](https://value.libertysavingsbank.com/online-banking-consultation?hsLang=en) - #### Banking - [Call the Freedomline at 800.436.6300](tel:8004366300) - [Freedomlineivr@Libertysavingsbank.com](mailto:Freedomlineivr@Libertysavingsbank.com) - [Schedule Branch Visit](https://value.libertysavingsbank.com/online-banking-consultation?hsLang=en) #### Health Savings Accounts - [Call us at 844-424-2265](tel:8444242265) - [hsa@libertysavingsbank.com](mailto:hsa@libertysavingsbank.com) #### Existing Mortgage Loans - [Call us at 866-224-0131](tel:8662240131) - [customerservice@loanadministration.com](mailto:customerservice@loanadministration.com) - [libertysavingsbank.loanadministration.com ](http://ibertysavingsbank.loanadministration.com) - Search - Search [![Liberty Savings Bank](https://value.libertysavingsbank.com/hubfs/Liberty_Savings_Bank_June2019/Images/logo.png)](https://www.libertysavingsbank.com/) - Banking - Personal - [Overview](https://www.libertysavingsbank.com/banking/personal/) - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts) - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/) - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/) - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/) - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/) - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/) - Business - [Overview](https://www.libertysavingsbank.com/banking/business/) - [Checking](https://www.libertysavingsbank.com/banking/business/checking/) - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/) - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/) - Nonprofit - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/) - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/) - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/) - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/) - Home Loans - Home Loan Options - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/) - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437) - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/) - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/) - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save) - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/) - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/) - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/) - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/) - [Senior Living](https://value.libertysavingsbank.com/senior-living) - First Home Buyers Guide - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/) - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/) - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/) - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/) - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/) - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/) - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/) - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team) - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1) - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team) - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team) - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2) - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/) - [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida) - [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending) - Support - Getting Started - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/) - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/) - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/) - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/) - The Homepage - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/) - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/) - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/) - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/) - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/) - Online Activity - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/) - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/) - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/) - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/) - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/) - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/) - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/) - Personal Banking - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/) - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay) - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/) - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/) - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/) - Business Banking - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/) - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/) - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/) - Banking - Personal - [Overview](https://www.libertysavingsbank.com/banking/personal/) - [Checking](https://value.libertysavingsbank.com/personal-checking-accounts) - [Online/Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [MMDA - Money Market Deposit Account - Personal](https://www.libertysavingsbank.com/banking/personal/mmda/) - [Savings Accounts](https://www.libertysavingsbank.com/banking/personal/savings-accounts/) - [Certificates of Deposit](https://www.libertysavingsbank.com/banking/personal/cds-2/) - [Credit Cards](https://www.libertysavingsbank.com/banking/personal/credit-cards/) - [Reward Yourself](https://www.libertysavingsbank.com/banking/personal/reward-yourself/) - Business - [Overview](https://www.libertysavingsbank.com/banking/business/) - [Checking](https://www.libertysavingsbank.com/banking/business/checking/) - [MMDA – Money Market Deposit Account – Business](https://www.libertysavingsbank.com/banking/business/mmda/) - [Visa Business Check Cards](https://www.libertysavingsbank.com/banking/business/visa-business-check-card-2/) - Nonprofit - [Overview](https://www.libertysavingsbank.com/banking/nonprofit/) - [Nonprofit Checking](https://www.libertysavingsbank.com/banking/nonprofit/nonprofit-checking/) - [MMDA – Money Market Deposit Account – Nonprofit](https://www.libertysavingsbank.com/banking/nonprofit/mmda/) - [Visa Business Check Cards for Nonprofits](https://www.libertysavingsbank.com/banking/nonprofit/business-check-card/) - Home Loans - Home Loan Options - [Overview](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/) - [Apply Now](https://lsbmtg.mymortgage-online.com/?loanapp&siteid=6096984036&workFlowId=61437) - [Buying a Home](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/buying-a-home/) - [Home Equity Line of Credit - HELOC](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/home-equity-line-of-credit_heloc/) - [Refinancing a Home](https://value.libertysavingsbank.com/compare-and-save) - [Fixed Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/fixed-rate-mortgage/) - [Adjustable Rate Mortgage](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/adjustable-rate-mortgage/) - [Jumbo Loans](https://www.libertysavingsbank.com/mortgages/mortgage-loans-2/jumbo-loans/) - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/) - [Senior Living](https://value.libertysavingsbank.com/senior-living) - First Home Buyers Guide - [Overview](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/) - [Glossary of Mortgage Terms](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/glossary-of-mortgage-terms/) - [Financing Process](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/financing-process/) - [What is Refinancing?](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/purchasing-or-refinancing/) - [Frequently Asked Questions](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/frequently-asked-questions/) - [Mortgage Calculators](https://www.libertysavingsbank.com/mortgages/first-home-buyers-guide/mortgage-calculators/) - [Home Loan Teams](https://www.libertysavingsbank.com/mortgages/mortgage-loan-officers/) - [Overview](http://libertysavingsbank.com/mortgages/mortgage-loan-officers/) - [Bradenton/Wildewood Home Loan Team](https://value.libertysavingsbank.com/wildewood-mortgage-team) - [Sarasota/Stickney Home Loan Team](https://value.libertysavingsbank.com/stickney-mortgage-team-1) - [Sarasota/Square South Home Loan Team](https://value.libertysavingsbank.com/square-south-mortgage-team) - [Lakewood Ranch/Home Loan Team](https://value.libertysavingsbank.com/lakewood-ranch-florida-mortgage-team) - [Venice/Home Loan Team](https://value.libertysavingsbank.com/jacaranda-mortgage-team-2) - [1098 Mortgage Interest Statement](https://www.libertysavingsbank.com/mortgages/1098-mortgage-interest-statement/) - [Personal Loans](https://value.libertysavingsbank.com/personal-loans-florida) - [Commercial/Business Loans](https://value.libertysavingsbank.com/commercial-business-lending) - Support - Getting Started - [About Online and Mobile Banking](https://www.libertysavingsbank.com/help/getting-started/about-online-and-mobile-banking/) - [Installing the Mobile Banking App](https://www.libertysavingsbank.com/help/getting-started/installing-the-mobile-banking-app/) - [Accessing the Online Banking Site](https://www.libertysavingsbank.com/help/getting-started/accessing-the-online-banking-site/) - [Logging In](https://www.libertysavingsbank.com/help/getting-started/logging-in-overview/logging-in-for-the-first-time/) - [Logging Out Overview](https://www.libertysavingsbank.com/help/getting-started/logging-off-overview/logging-off-voluntarily/) - The Homepage - [Using the Menu](https://www.libertysavingsbank.com/help/the-home-page/using-the-menu/) - [Viewing Accounts](https://www.libertysavingsbank.com/help/the-home-page/viewing-accounts/) - [Viewing the Sidebar](https://www.libertysavingsbank.com/help/the-home-page/viewing-the-sidebar/) - [Account Information on the Home Page](https://www.libertysavingsbank.com/help/the-home-page/account-information-on-the-home-page/) - [Account Details Overview](https://www.libertysavingsbank.com/help/the-home-page/account-details-overview/) - Online Activity - [Creating Custom Views in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/creating-custom-views-in-the-activity-center/) - [Sorting Transactions in the Online Activity Center](https://www.libertysavingsbank.com/help/online-activity/sorting-transactions-in-the-activity-center/) - [Viewing Transaction Details in the Activity Center Overview](https://www.libertysavingsbank.com/help/online-activity/viewing-transaction-details-in-the-activity-center-overview/) - [Copying A Transaction](https://www.libertysavingsbank.com/help/online-activity/approving-transactions/) - [Sending a Message About a Transaction in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/sending-a-message-about-a-transaction-in-the-activity-center/) - [Printing Transaction Details from the Activity Center](https://www.libertysavingsbank.com/help/online-activity/printing-transaction-details-from-the-activity-center/) - [Exporting by Transaction Type in the Activity Center](https://www.libertysavingsbank.com/help/online-activity/exporting-by-transaction-type-in-the-activity-center/) - Personal Banking - [Enrolling for Financial Tools](https://www.libertysavingsbank.com/help/personal-banking/enrolling-in-cpfm/) - [Classic Bill Pay](https://value.libertysavingsbank.com/libertycard-onfile-and-instapay) - [Depositing a Check on Your Mobile Device](https://www.libertysavingsbank.com/help/personal-banking/depositing-a-check-on-your-mobile-device/) - [Managing Manual Accounts](https://www.libertysavingsbank.com/help/personal-banking/managing-manual-accounts/) - [Financial Tools: Using PFM Widgets](https://www.libertysavingsbank.com/help/personal-banking/using-pfm-widgets/) - Business Banking - [Canceling Pending Transaction](https://www.libertysavingsbank.com/help/business-banking/canceling-pending-transaction/) - [Approving Transactions](https://www.libertysavingsbank.com/help/business-banking/approving-transactions/) - [Explainer Videos](https://www.libertysavingsbank.com/help/explainer-videos/) ![FDIC Logo](https://value.libertysavingsbank.com/hubfs/logo-fdic.svg) FDIC-Insured - Backed by the full faith and credit of the U.S. Government OUR INTEREST IS IN YOU # Personal Checking ## Featured Offer ### Big Interest Gold Bundle, It's Better Than Free [![View Big Interest Gold Bundle Details](https://no-cache.hubspot.com/cta/default/5145859/2fa6cdf5-7698-47fa-a143-88e20409e9da.png)](https://cta-redirect.hubspot.com/cta/redirect/5145859/2fa6cdf5-7698-47fa-a143-88e20409e9da) 1.00% APY1 CHECKING You can earn 25x the national average.\*  ![Identity Theft ](https://value.libertysavingsbank.com/hs-fs/hubfs/Identity%20Theft%20.png?width=76&name=Identity%20Theft%20.png)   Identity Theft Protection1 It's included with GOLD. Don't fall victim to scam artists who defraud millions of people each year. ![Mortgage](https://value.libertysavingsbank.com/hs-fs/hubfs/Mortgage.png?width=84&name=Mortgage.png)   LOADED WITH MORE FEATURES The GOLD account also has Cell Phone Protection, Cash Back, plus Additional Rewards.1 ## Unlock Your Best Banking Experience ![New-Checking_2_Small-1](https://value.libertysavingsbank.com/hubfs/New-Checking_2_Small-1.jpg "New-Checking_2_Small-1") ### FREEdom - Liberty Visa® Debit Card.3 - Get paid up to two days early.4 - Online and mobile banking, deposit, bill pay.10 - Zelle®, a fast and easy way to send and receive money with friends, family and others.6 - Access To 55,000+ surcharge-free ATMs in the [Allpoint Network](https://www.allpointnetwork.com/locator.html).7 - Earn .07%APY on your balance11 - Only $4.95 month. The service fee can be waived with a $500 minimum balance.13 Ready to get started? - [over 50? 50 freedom checking is for you](https://value.libertysavingsbank.com/50-freedom-checking?hsLang=en) - [Questions? Contact your nearest Financial Center](https://www.libertysavingsbank.com/locations/) [![FIND OUT MORE](https://no-cache.hubspot.com/cta/default/5145859/f13b1493-a0d6-4447-9a9c-c6c2f4a6d007.png)](https://cta-redirect.hubspot.com/cta/redirect/5145859/f13b1493-a0d6-4447-9a9c-c6c2f4a6d007)   ---   ![New-Checking_3_Small-1](https://value.libertysavingsbank.com/hubfs/New-Checking_3_Small-1.jpg "New-Checking_3_Small-1") ### Freedom Gold - Get valuable features like Identity Theft Protection, Cell Phone Protection, Cash Back, plus Additional Rewards for only $5.00 a month.1 - One box of logo checks2 per year plus Complimentary Cashier checks. - Safe Deposit Box for one year. - Liberty Visa® Debit Card.3 - Get paid up to two days early.4 - FREE Online and Mobile Banking, Deposit, Bill Pay.5 - Zelle®, a fast and easy way to send and receive money with friends, family and others.6 - Access To 55,000+ Surcharge-Free ATMs in the [Allpoint Network](https://www.allpointnetwork.com/locator.html).7 - Earn .14%APY on your balance8 - No minimum balance requirement.9 Ready to get started? - [over 50? 50 freedom gold checking is for you](https://value.libertysavingsbank.com/50-freedom-gold-checking?hsLang=en) - [Questions? Contact your nearest Financial Center](https://www.libertysavingsbank.com/locations/) [![FIND OUT MORE](https://no-cache.hubspot.com/cta/default/5145859/c1d5f2f6-14dd-4de0-84ea-5bb8b5c26e0e.png)](https://cta-redirect.hubspot.com/cta/redirect/5145859/c1d5f2f6-14dd-4de0-84ea-5bb8b5c26e0e)   ---   ![New-Checking_4_Small-1](https://value.libertysavingsbank.com/hubfs/New-Checking_4_Small-1.jpg "New-Checking_4_Small-1") ### freedom platinum - Get valuable features like Identity Theft Protection, Cell Phone Protection, Cash Back, plus Additional Rewards1 - Monthly maintenance fee of $11.95 will be waived with a combined total direct deposit of $1,00014  - One box of logo checks2 per year plus Complimentary Cashier checks. - Safe Deposit Box for one year. - Liberty Visa® Debit Card.3 - Get paid up to two days early.4 - Online and Mobile Banking, Deposit, Bill Pay.5 - Zelle®, a fast and easy way to send and receive money with friends, family and others.6 - Access to 55,000+ Surcharge-Free ATMs in the [Allpoint Network](https://www.allpointnetwork.com/locator.html).7 - Earn .21%APY on your balance12 Ready to get started? - [over 50? 50 freedom platinum checking is for you](https://value.libertysavingsbank.com/50-freedom-platinum-checking?hsLang=en) - [Questions? Contact your nearest Financial Center](https://www.libertysavingsbank.com/locations/) [![FIND OUT MORE](https://no-cache.hubspot.com/cta/default/5145859/6bc9512f-c047-4dc7-8770-9f5e665ab56c.png)](https://cta-redirect.hubspot.com/cta/redirect/5145859/6bc9512f-c047-4dc7-8770-9f5e665ab56c)   ### Other CHECKING account options - [First job...Going to school... Need a free checking account? Our Student account is a good choice. It is a free account with no monthly fee and no minimum balance. (more)](https://value.libertysavingsbank.com/student-checking-account-florida?hsLang=en) - Over 50? These accounts have additional value you will like: [50 Freedom](https://value.libertysavingsbank.com/50-freedom-checking?hsLang=en), [50 Freedom Gold](https://value.libertysavingsbank.com/50-freedom-gold-checking?hsLang=en), & [50 Freedom Platinum](https://value.libertysavingsbank.com/50-freedom-platinum-checking?hsLang=en) ## Why bank with us? ![ATM](https://value.libertysavingsbank.com/hs-fs/hubfs/ATM.png?noresize&width=73&name=ATM.png) ### 55,000+ fee Free atms Conveniently access ATMs at home and on the go. Liberty provides customers with use of Allpoint nationwide network of ATMs—free of charge. ![OntheGo](https://value.libertysavingsbank.com/hs-fs/hubfs/OntheGo.png?width=98&name=OntheGo.png) ### Get Rewards Use your new Mastercard™ Debit Card with UChoose® at hundreds of your favorite brand-name retailers in the program and earn points with purchases. ![BankonGo](https://value.libertysavingsbank.com/hs-fs/hubfs/BankonGo.png?noresize&width=38&name=BankonGo.png) ### BANKING ON THE GO Convenience in banking is key. Use our mobile app to view your account balance, transfer money to other accounts, and more. ![CS](https://value.libertysavingsbank.com/hs-fs/hubfs/CS.png?width=47&name=CS.png) ### Super Safe Banking with an [FDIC accredited and Bauer 5 Star Rated institution](https://www.libertysavingsbank.com/%e2%98%85%e2%98%85%e2%98%85%e2%98%85%e2%98%85-rating-by-bauer-financial/) gives you confidence that your personal information and assets are safe and protected. [![APPLY TODAY](https://no-cache.hubspot.com/cta/default/5145859/eb081612-0fd1-45b3-b076-b2ce98413718.png)](https://cta-redirect.hubspot.com/cta/redirect/5145859/eb081612-0fd1-45b3-b076-b2ce98413718) ## Why bank with us? ![ATM](https://value.libertysavingsbank.com/hs-fs/hubfs/ATM.png?noresize&width=73&name=ATM.png) ### 55,000+ fee Free atms Conveniently access ATMs at home and on the go. Liberty provides customers with use of Allpoint nationwide network of ATMs—FREE of charge. ![OntheGo](https://value.libertysavingsbank.com/hs-fs/hubfs/OntheGo.png?width=98&name=OntheGo.png) ### GREAT SERVICE The Liberty Team has deep experience and is dedicated to helping you online, on the phone, in the drive thru, and in person with your unique financial needs. ![BankonGo](https://value.libertysavingsbank.com/hs-fs/hubfs/BankonGo.png?noresize&width=38&name=BankonGo.png) ### GREAT APP 24/7 Convenience in banking is key. Use our mobile app to view your account balance, transfer money to other accounts, and more. ![CS](https://value.libertysavingsbank.com/hs-fs/hubfs/CS.png?width=45&name=CS.png) ### Safe And secure Your funds are backed by the FDIC. This gives you confidence that your personal information and assets are safe and protected. 1 Some benefits require registration/activation. Terms and conditions may apply. Requires $100 deposit to open a Freedom Gold Checking Account, however, these funds are available to you after account opening. 2 Account holders receive one free box of logo checks per year. All other check styles are subject to normal check printing fees.  3 Replacement Liberty Visa® Debit Cards are $10 each. 4 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply. 5 Subject to availability. Message and data rates may apply. You must apply for Mobile Deposit.  6 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 7 Click on the link to locate the 55,000+ surcharge-FREE ATMs in the [Allpoint Network](https://www.allpointnetwork.com/locator.html) near you. 8 The Freedom Gold Checking rate is 0.14%APY (Annual Percentage Yield). Rate as of 9.3.25. Subject to change without notice. 9 However, this account does require a $100 deposit to open. This deposit is available to you after account opening. 10 Comes with one box of Liberty logo checks per year and 50% off any additional order that year. 11 The Freedom Checking rate is 0.07%APY (Annual Percentage Yield). Rate as of 9.3.25. Subject to change without notice. 12 The Freedom Platinum Checking rate is 0.21%APY (Annual Percentage Yield). Rate as of 9.3.25. Subject to change without notice. 13 The $4.95 service fee can be waived with a $500 minimum balance. 14 Monthly maintenance fee will be waived with a combined total direct deposit of $1000.00 or more per statement cycle. ## *You can trust liberty* ## Liberty has hundreds of ★★★★★ reviews. Backed by the FDIC. Bauer recommended. [Find out More](https://www.libertysavingsbank.com/★★★★★-rating-by-bauer-financial/) [![Liberty Savings Bank](https://value.libertysavingsbank.com/hubfs/Liberty_Savings_Bank_June2019/Images/logo.png)](https://www.libertysavingsbank.com/) ### YOU CAN TRUST LIBERTY ![SRQ-generic-02](https://value.libertysavingsbank.com/hs-fs/hubfs/SRQ-generic-02.png?width=192&height=178&name=SRQ-generic-02.png)   ### Additional Links - [Testimonials](https://www.libertysavingsbank.com/testimonials/) - [Case Histories](https://www.libertysavingsbank.com/case-histories/) - [FAQs - Frequently Asked Questions](https://www.libertysavingsbank.com/faqs-frequently-asked-questions/) - [Pricing - Checking and Savings Accounts](https://www.libertysavingsbank.com/pricing-checking-and-savings-accounts/) - [Fraud and Security Awareness](https://www.libertysavingsbank.com/fraud-and-security-awareness/) - [Careers](https://recruiting.paylocity.com/recruiting/jobs/List/5189/Liberty-Savings-Bank-FSB) - [Terms and Conditions](https://www.libertysavingsbank.com/terms-and-conditions) - [Privacy Notice](https://www.libertysavingsbank.com/privacy-notice/) - [News & Insights](https://www.libertysavingsbank.com/news-insights/) - [ATM Locations](https://www.libertysavingsbank.com/atm-locations/) - [Existing Mortgage Loans](https://www.libertysavingsbank.com/existing-mortgage-loans/) - [2026 Personal Fee Schedule](https://www.libertysavingsbank.com/wp-content/uploads/2025/12/2026-Personal-Fee-Schedule.pdf) - [2026 Business Fee Schedule](https://www.libertysavingsbank.com/wp-content/uploads/2025/12/2026-Business-Fee-Schedule.pdf) - [★★★★★ Rating](https://www.libertysavingsbank.com/%e2%98%85%e2%98%85%e2%98%85%e2%98%85%e2%98%85-rating-by-bauer-financial/) - [Florida Personal Loans Guide](https://value.libertysavingsbank.com/florida-personal-loans-101) - [Bradenton Florida Guide](https://value.libertysavingsbank.com/bradenton-florida-guide) - [Sarasota Florida Guide](https://value.libertysavingsbank.com/sarasota-florida-guide) - [Venice Florida Guide](https://value.libertysavingsbank.com/venice-florida-guide) - [CRA Public Information](https://www.libertysavingsbank.com/wp-content/uploads/2025/07/CRA-Public-File-07.01.25.pdf) - [Ohio Homebuyer Plus](https://value.libertysavingsbank.com/ohio-homebuyer-plus-savings-account-waitlist) - [Helpful Disaster Relief Information](https://www.libertysavingsbank.com/helpful-disaster-relief-information/) ![footer housing icons](https://value.libertysavingsbank.com/hs-fs/hubfs/footer%20housing%20icons.png?width=163&name=footer%20housing%20icons.png) Optimized for ADA accessibility using W3CAG 2.0 guidelines. 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