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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Hassle-Free HELOC for Debt Consolidation

Our goal is to simplify your finances, helping you merge your outstanding debts into a single, manageable payment. With competitive interest rates and flexible repayment options, a home equity line of credit can provide a practical solution to regain control over your finances.

 

G E T   S T A R T E D

 

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Why Consolidate Your
Debts With a HELOC?

 

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Lower Interest Rates

Utilize the power of your home's equity to take advantage of the lower interest rates offered by a HELOC. This smart financial move allows you to pay off your debts faster and more efficiently, ultimately saving you a significant amount of money in interest payments over time.  Don't let your hard-earned money go to waste. 

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Single Monthly Payment

This efficient financial solution allows you to combine multiple debts into one manageable payment, resulting in a more streamlined and affordable repayment plan. With the potential to secure a lower interest rate and extended payment terms, a HELOC provides the opportunity to save money each month while making progress towards becoming debt-free. Take control of your finances and experience the freedom of lower monthly payments with the power of debt consolidation through a HELOC.

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Extended Repayment Terms

With HELOCs, individuals can enjoy the advantage of extended repayment terms, surpassing certain types of unsecured debts. By consolidating debts into a HELOC, borrowers have the opportunity to stretch out the repayment period. While this can lead to reduced monthly payments, it's crucial to carefully weigh the overall interest paid over the extended term.

 

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Potential Credit Score Boost

By utilizing a Home Equity Line of Credit (HELOC) to pay off high-interest debt, you can potentially give your credit score a boost. Take control of your outstanding debts and effectively manage them to reduce your overall credit utilization. Lenders consider this a crucial factor when assessing your creditworthiness, making it a valuable approach to improving your financial standing.

Why Choose Liberty For a Home Equity Line of Credit (HELOC)

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Flexible Withdrawals

Access funds when you need them, at your convenience.

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POTENTIAL TAX BENEFITS

Consult your tax advisor to explore potential deductions.

Mortgage

CONVENIENT
ACCESS

Manage your HELOC through our user-friendly online portal.

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LOCAL
EXPERTISE

Experienced and dedicated to meeting your unique needs every step of the way.

G E T   S T A R T E D

 


 

"Amazing customer service! Every time I go to Liberty Savings Bank I am reminded why I love a small bank, where your recognized and greeted by name with a smile. The staff is always helpful and takes the time to explain the best options for my banking decisions."

Vince, Sarasota FL - ★★★★★ Google Review