Start Fresh & Turn Over a Clean Slate

At Liberty, we know banking problems can be hard to move on from. Luckily, we have a solution that can help you start fresh and turn over a clean slate.  Liberty’s Clean Slate Checking Account will allow you to improve your financial standing and start on the path to a solid financial future. 

Using a risk scoring model developed by eFunds/ChexSystems, Liberty can offer a checking account to customers who may have been turned down by other institutions because of prior ChexSystems reports.



Consultations can be held over the phone and will help walk you through the steps of applying for a Clean Slate checking account.  (*required field)

Ready to get started?

Application Process

Before you apply for a Clean Slate Checking Account, please collect and make sure you have access to the following personal information:

  • Your social security number
  • Employment information
  • Your current bank account numbers and routing numbers
  • Contact information (home address and personal phone numbers)
  • Your state ID or another government issued ID (passport, military ID)
  • Access to your email account

Get Started



  • No-per check fee for processed checks
  • $100.00 minimum deposit
  • $10.00 monthly service fee
  • Liberty is FDIC INSURED. This gives you the confidence that your deposits up to $250,000 are safe and protected.

Account Benefits¹

  • Get paid up to two days early4
  • FREE Liberty Debit Card3
  • Free Online and Mobile banking² 
  • Customers can write an unlimited number of checks per month
  • Unlimited ATM transactions
  • Access to 55,000 AllPoint surcharge-free ATMs

1 Some benefits require registration/activation. Terms and conditions may apply.

2 Subject to availability. Message and data rates may apply. Clean Slate Checking customers are not eligible for Mobile Deposit.

3 Replacement Liberty Visa® Debit Cards are $10 each

4 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.