*To earn the rewards rate on your BIG INTEREST SAVINGS account, you must have a BIG INTEREST CHECKING or a BIG INTEREST GOLD account and meet specific reward qualification criteria to earn the reward interest rate(s) disclosed, the account must i) be enrolled in our electronic statement delivery product (eStatements); and ii) must have 12 completed Liberty Visa® debit card transactions by the last business day of the month (qualification cycle) using the Liberty Visa® debit card(s) linked to the account. This means the 12 transactions must have cleared your account, not be in pending status and excluding ATM transactions. When the qualifications above are met during a monthly qualification cycle, BIG INTEREST SAVINGS account balances up to $50,000 receive APY (Annual Percentage Yield) of 4.00%, and balances of over $50,000 earn 1.00% APY on the portion of balance over $50,000. When either Big Interest Account qualifications are not met, all balances in your BIG INTEREST SAVINGS account earn 0.05% APY. Rates are effective 4/17/24 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings.
1 Subject to availability. Message and data rates may apply.
2 BIG INTEREST SAVINGS requires $10 deposit to open, however, these funds are available to you after account opening.
3 CONVENIENCE SAVINGS requires $100 deposit to open this account, however, these funds are available to you after account opening. A minimum balance fee of $5.00 will be imposed every month if the daily balance on any day of the month falls below $300.00.
4 CONVENIENCE SAVINGS earns 0.01%APY. Rates are effective 4/17/24 and are subject to change without notice.
5 HOLIDAY CLUB SAVINGS earns 0.01%APY. Rates are effective 4/17/24 and are subject to change without notice.
6 The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at Liberty Savings Bank which is a FDIC-insured bank.