You get a Free High-Interest Checking Account & An Optional Add-On High-Interest Savings Account 

 

The Big Interest Bundle is a free account that offers 1.00% APY1 on checking and 0.50% APY1 on an add-on savings account. To get the special rates you just simply do 12 debit card transactions each monthly statement cycle (excluding ATM transactions), of any amount, and receive your bank statements by email. Whether you are planning to maintain a higher balance account and are interested in earning interest on your money or planning to have a lower balance account and don’t want to worry about monthly fees, this account has features that benefit everyone.

Start Earning Interest Today!

Contact a Liberty branch team and open an account virtually or in person. You may just have questions.  That's fine too.  (*required field)

Savings
1.00% APY1
CHECKING

You can earn 14x the national average* with 1.00%APY1 on your checking balances.

Savings
0.50% APY1
SAVINGS

You can earn  0.50%APYon your savings balances.

Savings
Free
Account

No monthly fee and no minimum balances.

We are a Florida Community Bank

We have been located in Florida for over 25 years and have a network of 55,000+ surcharge-free Allpoint ATMs nationwide. We offer both online account opening options as well as branch assistance. Our five Florida branches are located in Venice, Sarasota, and Bradenton.

With our online account opening experience and our dedicated, US-based service and support team we are able to provide the same level of customer experience to our online customers as we do our branch customers.

Liberty has been a community bank for over 129 years. We may not be as well-known and don’t have huge advertising budgets like the mega-banks. Instead, we give consumers more value as well as the confidence of federally backed FDIC insurance.

The Big Interest Checking  is a free account that offers 1.00% APY1 on checking balances up to $25,000 and has an add-on saving account, that offers 0.50% APY1 on savings balances. To get the special rates you just simply do 12 debit card transactions each monthly statement cycle (excluding ATM transactions), of any amount, and receive your bank statements by email.

We require $100 to open the checking account and $10 to open the add-on savings account, but you can draw on those amounts after opening and there is no minimum balance.

Get Started

See how you can earn more.

  Interest Rate Monthly Fee Pays You Each Year
Liberty Savings Bank
Big Interest Checking
1.00%APY1 $0/mo $250.00
Bank of America
Advantage Plus Banking
0.00%APY3 $0-12.00/mo4 $0.00
Chase
Premier Plus Checking
0.01%APY3 $0-12.00/mo4 $2.50
Wells Fargo
Everyday Checking
0.00-0.01%APY3 $0-10.00/mo4 $2.50
 
Liberty Savings Bank
Big Interest Savings
0.50%APY1 $0/mo $250.00
Bank of America
Advantage Savings
0.01-0.05%APY3 $0-8.00/mo4 $5.00-$25.00
Chase
Chase Savings
0.01%APY3 $0-5.00/mo4 $5.00
Wells Fargo
Way2Save® Savings
0.01%APY3 $0-5.00/mo4 $5.00

Why bank with us?

ATM

55,000+ fee Free atms

Conveniently access ATMs at home and on the go. Liberty provides customers with use of Allpoint nationwide network of ATMs—free of charge.

OntheGo

GREAT
SERVICE

The Liberty Team has deep experience and is dedicated to helping you online, on the phone, in the drive thru and in person with your unique financial needs.

BankonGo

BANKING ON
THE GO

Convenience in banking is key. Use our mobile app to view your account balance, transfer money to other accounts, and more.

CS

Super
Secure

Liberty is a fdic accredited  bank. This gives you the confidence that your assets are safe and protected.


Get Started

1 Your account must meet specific qualification criteria to earn the interest rate(s) disclosed above. To earn the rewards rate, your Big Interest Checking account, you must i) be enrolled in our electronic statement delivery product (eStatements); and ii) must have 12 completed transactions each monthly statement cycle using the MasterCard Debit Card(s) linked to this account (excluding ATM transactions). To earn the rewards rate on your Big Interest Savings account, you must have a Big Interest Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest Savings account balances up to $50,000 receive APY of 0.50%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 7.11.23 and are subject to change without notice. (4) The descriptions here are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance. Some benefits require registration/activation. Liberty Savings Bank, F.S.B., Member FDIC.

2 Some benefits require registration/activation.

3 Rates as of 7/11/23 and found on each institution's website.

4 Waiving fees has requirements

* The FDIC National Average APY for an interest-bearing checking account is 0.07% APY as of 7.11.23 for balances under $100,000. 

† Based on a $25,000 balance and meeting account qualifications

†† Based on a $50,000 balance and meeting account qualifications