earns interest, No monthly fee, no minimum balance
At Liberty Savings Bank, we believe your money deserves to bloom. That's why we offer our Free Checking with Interest account.
Earn .56% APY* on balances up to $5,000, watering your financial seeds and causing them to sprout. That's seven times the national average* – like finding hidden money tucked into your favorite paperback!
In addition, there are no monthly fees, and no minimum balances – just pure, unadulterated growth for your hard-earned cash. It's your money, and it should stay that way.
But Liberty Savings Bank isn't just about the numbers. Our dedicated team is your financial guide, ready to help you navigate the winding paths of budgeting, retirement planning, or simply making the most of your savings.
When you sign up for a Free Checking with Interest account, you sign up for all the free features that come with it1. These features include:
★★★★★ service. Liberty has received hundreds of five-star reviews from our customers
Applying for one of our free checking accounts is fast and easy. To make sure your application is as speedy as possible, please make sure you have the following information prepared ahead of time:
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Our team of experts will assist you in setting up your account right at our branch. In just a matter of minutes, you'll be ready to walk out with all the essentials you need.
Complete your application online in just minutes and our team will work quickly to review and get you settled into your brand new account.
"I have been beyond pleased with all of the amazing personalized service... What an amazing bank!!"
Jerry S. - Sarasota FL
"The entire staff has always gone above and beyond for me many times."
Heidi M. - Bradenton FL
" The online banking system is seamless and user-friendly, making managing my finances a breeze."
Rob A. - Venice FL
|
Bank |
Minimum Balance |
Monthly Fee |
Interest Rate |
|
Liberty Savings Bank Free Checking with Interest |
$0.00 |
$0.00 |
0.56%* |
|
Bank of America Advantage SafeBalance Banking |
$0.00 |
$0.00 - $4.954
|
0.01%7 |
|
Chase Bank Chase Total Checking |
$0.00† †This account has no official minimum balance, but if your account does not have at least $1,500 in it each day, an average of $5,000 when combined with another Chase checking/savings accounts, or has not had at least $500 deposited in it each month, you will be charged $12/month. |
$0.00 - $12.004
|
0.00%7 |
|
Truist Truist One Checking |
$0-$100,000†† †† Balance determines account features |
$0.00 - $12.004 |
0.00%7 |
* Earn.56% APY (Annual Percentage Yield) on balances up to $5,000 and a range of .00% APY – .56% APY on balances equal to or greater than $5,000.01. Rates are subject to change without notice after the account is opened. Rates are effective as of 4/1524. The FDIC National Average APY for an interest-bearing checking account is 0.08% APY as of 4/15/24 for balances under $100,000. Overdraft/returned items fees may apply. Requires $100 deposit and an agreement to receive eStatements to open. Fees could reduce earnings.
1 Some benefits require registration/activation. Terms and conditions may apply.
2 Subject to availability. Message and data rates may apply. You must apply for Mobile Deposit.
4 Waiving monthly fees has requirements. Monthly fees are listed on the bank's website as of 1/9/24.
5 Replacement Liberty Visa® Debit Cards are $10 each.
6 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.
7 Rates as of 4/12/24 and found on each institution's website.
9 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
10 Requires $100 deposit to open, however, these funds are available to you after account opening. There is no minimum balance and no monthly fee. You must be signed up for eStatements to be eligible to earn interest.
11 Click on the link to locate the 55,000+ surcharge-FREE ATMs in the Allpoint network near you.
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APY= Annual Percentage Yield