Free checking*
No monthly fee
No minimum balance
Easy to use app
Earn high interest
Please fill out the short form below.
Please fill out the short form below.
Get paid up to two days early1 with your Liberty Savings Bank checking account. Your Wednesday just became your new Friday.
Want a simple way to pay your bills? Want to manage your money more efficiently? With features like online bill pay, rest assured that payments will be quick and easy. Also, this account has no monthly fees or minimum balances to worry about.
Sit back. Relax. You can make money simply because you have money in your account. With 1.00% APY* interest on checking balances and an add-on savings account that offers 0.50% APY* interest on savings balances, you can't go wrong (no minimum balance is required). To get the special rates you just need to post and settle/clear 12 debit card point-of-sale transactions each month, of any amount, and receive your bank statements by email.
BTW: No worries, the account is still free even if you don't meet the reward rate requirements.
Conveniently access ATMs at home and on the go. Liberty provides customers with use of Allpoint nationwide network of ATMs—free of charge.
The Liberty Team has deep experience and is dedicated to helping you online, on the phone, in the drive thru, and in person with your unique financial needs.
Convenience in banking is key. Use our mobile app to view your account balance, transfer money to other accounts, and more.
Liberty is fdic Insured . This gives you the confidence that your deposits up to $250,000 are safe and protected.
APY | Monthly Fee | Pays You Each Year | |
Liberty Savings Bank Big Interest Checking |
1.00%APY* |
$0/mo | $250.00† |
Bank of America Advantage Plus Banking |
0.00%APY1 | $0-12.00/mo2 | $0.00† |
Chase Premier Plus Checking |
0.01%APY1 | $0-12.00/mo2 | $5.00† |
Wells Fargo Everyday Checking |
0.00%APY1 | $0-10.00/mo2 | $0.00† |
1. Rates as of 9.19.22 and found on each institution's website. |
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Liberty Savings Bank Big Interest Savings |
0.50%APY* |
$0/mo | $250.00† |
Bank of America Advantage Savings |
0.01%APY-0.04%APY1 | $0-8.00/mo2 | $5.00-$20.00† |
Chase Chase Premier Savings |
0.02%APY1 | $0-25.00/mo2 | $10.00† |
Wells Fargo Way2Save® Savings |
0.01%APY1 | $0-5.00/mo2 | $5.00† |
1. Rates as of 9.19.22 and found on each institution's website. 2. Waiving monthly fees has requirements per each institution's website. †Based on an average daily balance of $50,000 and meeting account qualifications each month. |
Liberty saves you money
It’s easy
These are four things you will need to have ready:
Heads up!: No one can make a copy (or scan) of a Military ID; this is a violation of federal law/matter of national security.
You will find that they are complete and easy to use. Your account has an app, online banking and mobile banking capabilities.
You can:
We have a free network of 55,000 AllPoint ATMs nationwide as well as ATMS at most of our locations.
There are no minimum balance requirements for this account.
Yes. You can access your account 24/7 by using the Liberty app, online banking and mobile banking capabilities.
You can:
Yes. You can use your phone to do your banking 24/7 by using the Liberty app or by accessing our website.
You can:
The Big Interest Bundle account offers 1.00% APY* on checking balances up to $25,000 and an add-on Savings Account that offers 0.50% APY* on savings balances (no minimum balance).
To get the special rate you just simply clear 12 debit card transactions each monthly statement cycle (excluding ATM transactions), of any amount, and receive your bank statements by email.
* No monthly fees. No minimum balance. Overdraft/returned items fees may apply.
**Your account must meet specific qualification criteria to earn the interest rate(s) disclosed above. To earn the rewards rate, your Big Interest Checking account, you must i) be enrolled in our electronic statement delivery product (eStatements); and ii) must have 12 completed transactions each monthly statement cycle using the Liberty Savings Bank Debit Card(s) linked to this account (excluding ATM transactions). To earn the rewards rate on your Savings account, you must have a Big Interest Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest Savings account balances up to $50,000 receive APY of 0.50%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 10.26.22 and are subject to change without notice. (4) Fees may reduce earnings. Interest is variable and may change after the account is opened. Liberty Savings Bank, F.S.B., Member FDIC.
1 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.
The FDIC National Average APY for an interest-bearing checking account is 0.04% APY as of 9/19/22 for balances under $100,000. The FDIC National Average APY for an interest-bearing savings account is 0.17% APY as of 9/19/22 for balances under $100,000.
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