Unlock Your Dream Wedding. Personal Loans for Unforgettable Moments

Planning a dream wedding can be a costly affair, but worry not!  Whether you dream of an intimate gathering or a grand celebration, our personal loan options are here to provide the financial support you need. With competitive interest rates and convenient repayment plans, you can focus on creating unforgettable memories with your loved ones, leaving the financing up to us.

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   Won't affect your credit score1

LIBERTY PERSONAL LOANS POWERED BY UPSTART. TRUSTPILOT 4.9 OUT OF 5 ★ EXCELLENT.

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What Wedding Expenses Are Couples Planning For?

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Venue & Catering

Finding the perfect location for your special ceremony and reception, along with delectable catering services, can take up a considerable chunk of your budget. The costs will depend on the venue's location, the number of guests, and the delectable menu you choose. 

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Wedding Attire

The couple's wedding attire, from the stunning wedding gown to the dashing suit or tuxedo for the groom, can often come with a hefty price tag. It's important to also consider the cost of accessories, alterations, and even outfit rentals for the entire wedding party.

 

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Photography & Videography

Capturing the special moments of your wedding day is essential. Hiring professional photographers and videographers to document the event may involve a significant investment, but the memories captured will be cherished for a lifetime. 

 

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Decor & Floral Arrangements

Creating the desired ambiance and aesthetic appeal for your wedding involves expenses such as floral arrangements, centerpieces, lighting, decorations, and other decorative elements to set the mood and theme.

Why Choose Liberty For a Wedding Loan

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Flexible Loan Amounts

You can get a personal loan from $5,000 to $50,0003.


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Fixed Rates
and Terms

Choose between personal loans in 3-year, 5-year & 7-year terms, with fixed rates of 4.6% - 19% APR4

Mortgage

No Prepayment
Fees

You can prepay your loan at any time with no fee or penalty.


CS

Great
Service

Liberty has deep experience and is dedicated to helping you with your unique needs.

CHECK YOUR RATE

   Won't affect your credit score1

LIBERTY PERSONAL LOANS POWERED BY UPSTART. TRUSTPILOT 4.9 OUT OF 5 ★ EXCELLENT.

 

"I have done business with liberty savings bank for several years. Always professional and friendly. They seem to know most everyone by name which I think is incredible. "

Pamela, Bradenton FL - ★★★★★ Google Review

Personal Loan FAQs

The funds from a personal loan can typically be used for a variety of purposes. Personal loans are commonly used to help with debt consolidation, medical expenses, home improvement projects, student debt, a move, a wedding, or a vacation.

An unsecured personal loan is money borrowed from a lender that isn't secured by property like a house or car. While most online personal loans through Liberty Savings Bank are unsecured, other lenders may place a lien on other accounts you hold with them. Always review your promissory note (aka the written agreement from the lender) for these details before accepting your loan.

If you accept your loan before 5 p.m. ET Monday - Friday, your funds will be transferred the next business day. If you accept the online loan after that time period, the funds will be transferred the following business day.

For personal loans being used for education-related purposes, it'll be an additional 3 business days in accordance with federal law.

You can borrow between $1,000 and $50,000⁵ on a personal loan. Note that certain states have specific minimum loan amounts. The exact amount you may borrow depends on what you qualify for based on your application information.

It's possible. Some lenders and lending platforms provide personal loans for bad credit or no credit at all. Different lenders have different minimum credit requirements for their personal loans. At Liberty Savings Bank, our model considers other factors such as your education⁴ and employment in addition to your financial background. It's important to remember that while you may qualify for a personal loan with low credit, your loan may come with higher interest rates.

It will not. When you check your rate, we make a soft credit inquiry on your report, which doesn't impact your credit score. If you accept your rate and proceed with your application, we will make a hard credit inquiry to verify your information. This action will be recorded as a hard inquiry on your report and it may impact your credit score.

All personal loans through Liberty Savings Bank offer a fixed interest rate and range between 4.6% - 35.99%.4 The rate you qualify for is based on various factors including your education2, work experience, and credit history. As a reminder, the interest rate is only one factor of the cost of the loan. The total cost of your loan is reflected in the APR (annual percentage rate), which is the annual cost of a loan that includes both interest rate and all other associated fees.

 

1. When you check your rate, we check your credit report. This INITIAL (SOFT) INQUIRY will not affect your credit score. If you accept your rate and proceed with your application, we do another (HARD) CREDIT INQUIRY that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

2. If you accept your loan by 5pm EST (not including weekends or holidays), your funds will be sent on the next business day. 

3. Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state.

4. The full range of available rates varies by state.  A representative example of payment terms for a Personal Loan is as follows:  a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 13.89%, no origination fee, for an APR of 13.89%.  In this example, the borrower will receive $10,000 and will make 60 monthly payments of $233.  APR is calculated based on 5-year rates offered in August, 2023.  There is no downpayment and no prepayment penalty.  Your APR will be determined based on your credit, income, and certain other information provided in your loan application.  Not all applicants will be approved.

All loans are originated by Liberty Savings Bank which is part of the Upstart marketplace.

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APY= Annual Percentage Yield

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