FDIC-Insured - Backed by the full faith and credit of the U.S. Government
perfect for students - first bank account - simple to use
Are you a student, or someone who wants a checking account with no monthly fees and a Visa® Debit Card? Or do you just need a great app to pay your bills and manage your monthly expenses? Our Free Checking account is a good option for hassle-free banking for everyday life because sometimes you just need an account to hold onto your money.
When you sign up for a Free Checking account, you sign up for all the free features that come with it1. These features include:
★★★★★ service. Liberty has received hundreds of five-star reviews from our customers
Applying for one of our free checking accounts is fast and easy. To make sure your application is as speedy as possible, please make sure you have the following information prepared ahead of time:
Our team of experts will assist you in setting up your account right at our branch. In just a matter of minutes, you'll be ready to walk out with all the essentials you need.
Complete your application online in just minutes and our team will work quickly to review and get you settled into your brand new account.
"I have been beyond pleased with all of the amazing personalized service... What an amazing bank!!"
Jerry S. - Sarasota FL
"The entire staff has always gone above and beyond for me many times."
Heidi M. - Bradenton FL
" The online banking system is seamless and user-friendly, making managing my finances a breeze."
Rob A. - Venice FL
|
Bank |
Minimum Balance |
Monthly Fee |
|
Liberty Savings Bank Free Checking |
$0.00 |
$0.00 |
|
Bank of America Advantage SafeBalance Banking |
$0.00 |
$0.00 - $4.953
|
|
Chase Bank Chase Total Checking |
$0.00† †This account has no official minimum balance, but if your account does not have at least $1,500 in it each day, an average of $5,000 when combined with another Chase checking/savings accounts, or has not had at least $500 deposited in it each month, you will be charged $12/month. |
$0.00 - $12.003
|
|
Truist Truist One Checking |
$0-$100,000†† †† Balance determines account features |
$0.00 - $12.003 |
1 Some benefits require registration/activation. Terms and conditions may apply.
2 Subject to availability. Message and data rates may apply. You must apply for Mobile Deposit.
3 Waiving monthly fees has requirements. Monthly fees are listed on the bank's website as of 1/9/24.
4 Replacement Liberty Visa® Debit Cards are $10 each.
5 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.
7 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
8 Requires $100 deposit to open, however these funds are available to you after account opening.
9 Click on the link to locate the 55,000+ surcharge-FREE ATMs in the Allpoint network near you.
Optimized for ADA accessibility using W3CAG 2.0 guidelines.
APY= Annual Percentage Yield