Banking Resources

There are many benefits to banking with Liberty. Read what our customers think.

“Competent, efficient, friendly, and sincerely kind! Refreshing and rare in today's banking world where too often you wait in long line to do your business with someone unpleasant and not having a good day (at best) or someone with a phony smile trying to sell you more stuff etc. Great staff at this branch especially! Hats off to this crew!” – Fredrick

“Liberty savings has the best short term rates I have seen.” – Laurel

“This bank is amazing!! No matter how big or small the task they knock it out of the park!!! I especially love that they all know me by name and greet me with a smile!” - Susan

Everybody has unique needs. Luckily there are a lot of options. You may want to ask yourself a few questions to determine the best fit:
• Do you want the highest rate?
• Do you want a simple no-frills account?
• Do you want to avoid monthly fees?
• Do you want free paper checks?
• Is this a business or personal account?
Our branch teams help people choose checking accounts every day. They are happy to help!

You will need:
• At least two forms of government-issued photo identification, such as a valid driver’s license or passport.
• Your social security number or individual taxpayer identification number.
• A utility bill with current address information.
• Your full contact information (full name, address, and phone number).
• If you are a student, we may require proof of enrollment in an eligible school such as a student ID or acceptance letter.
• If your new account has a minimum deposit requirement, you may need to provide the deposit (cash, check, transfer etc.) at the time of applying.

We have some free accounts that have no monthly fees and no minimum balance. If you use your account normally, you may not encounter any fees.

You may require special services which may have fees. They are detailed in the links below.

Log into Liberty Online Banking or the Liberty App
Your account balances will be the first thing you see
Click on an account to get deposit and withdrawal history

Yes. The Liberty App gives you a state-of-the-art mobile banking experience.

Liberty provides the ALLPOINT network of 55,000 Surcharge-Free ATMs to our customers. And not just In the United States but also in Canada, United Kingdom, Puerto Rico, Australia and Mexico. Just look for the Allpoint logo or, better yet, use our LOCATOR or MOBILE APP to find the nearest Allpoint ATM.
You also have access to four additional ATMs at our Liberty Savings Bank branch locations.
Stop by and see us! Visit any Liberty Savings Bank branch location and withdraw funds from your accounts.

Routing numbers are nine-digit numbers that are used to identify your specific bank or credit union. The numbers were adopted by the banking industry in 1910 to make transactions quicker and more efficient. With each bank having one specific number assigned to it, the chances of miscommunication are reduced.

You may need to know it for filing taxes or setting up direct deposit.

Here are Liberty Savings Bank’s Routing numbers:

Accounts opened in Florida: 063191914
Accounts opened in Ohio or online: 242272324
All Domestic Wire Transfers: 242272324
International Wire Transfers: SEE INSTRUCTIONS

Liberty Savings Bank is a proud member of the FDIC. Not every bank that applies is accepted.

Our FDIC membership gives all of our customers extra insurance protection for their funds at Liberty Savings Bank.

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress to maintain stability and public confidence in the nation's financial system. To accomplish this mission, the FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

A certificate of deposit (CD) is an account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, the issuing bank pays interest. At the end of the term, when you cash in or redeem your CD, you receive the money you originally invested plus any interest.

Check out Liberty’s Rate Watcher page for a handy comparison of high-yield CD products.

The annual percentage yield (APY) is the real rate of return earned on a CD, Checking Account, or Savings Account, taking into account the effect of compounding interest.

Here is a link to a calculator where you can estimate the APY for your accounts based on your rate

A checking account is used for the frequent and immediate financial needs of the account owner. Access may be in a variety of ways, such as cash withdrawals, use of debit cards, checks, and electronic transfers. A checking account may also provide interest on your balance.

Check out Liberty’s Rate Watcher page for a handy comparison of high-yield checking products.

People deposit funds in savings account for a variety of reasons, including a safe place to hold their cash. Almost all savings accounts earn compound interest over time (Liberty's interest is compounded daily). However, a savings account has a limited number of withdrawals, a lack of check and linked debit card facilities, limited transfer options, and the inability to be overdrawn.

Check out Liberty’s Rate Watcher page for a handy comparison of high-yield savings products.

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